access to get their eyes checked regularly and eyewear prescriptions kept up-to-date, it helps ensure that they won’t develop more serious medical issues in the future.
At HealthPlan Headquarters (HPHQ) we can help you find quality vision coverage for eye exams and discounts on lenses, frames and contact lenses.
Basic vision benefits for routine eye care are often included as a core benefit in an employer-sponsored medical plan. However, when it is not included, or if the benefit is not as rich as you would like, a ridered or stand-alone vision benefit plan can be made available to your employees. These separate benefits can be offered as an insurance plan or as a discount plan.
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Vision insurance plans cover routine eye exams and generally require that you pay a copayment at the time of service. For frames, lenses, and contact lens coverage, you pay a portion of the plan allowance in the form of coinsurance. Then, the plan will pay the provider the remaining balance for the cost of your services.
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Vision discount plans offer lower than normal prices for services you receive from participating vision care providers in the carrier’s network. You pay for the exams, frames, lenses, and contact lenses, but at a discounted price.
At HealthPlan Headquarters (HPHQ) your HPHQ Guru will help you select a vision plan to meet the coverage needs and the budget of your company and your employees.
To get started right now:
- Complete our Business & Employers Quote Request Form and a HPHQ Guru will contact you to start the process of collecting data and obtaining quotes.
- Contact us by phone.
- Come in to our HPHQ store today!